Financing Options Available

The home-buying experience is chalk full of decision making! Re-sale or new construction? Where should you live? What’s the best time to buy? All of these are very important decisions that completely alter your end result: the perfect home for you and your family!

When building a new construction home with Magnolia Homes, one of the decisions you might need to make is which lender or bank should you use?! Rest easy – Magnolia Homes carries the construction loan for you if you decide to build! To put it simply, buying a new home (whether an available home or a new build) is not structured much differently on the financing side from purchasing an existing home except for the time frame from initial approval to final closing!!  We have many trusted lenders and banks that provide professional, reliable, and honest financing options to help you get the home you’ve always dreamed of that fits your lifestyle!

Some of these financing options include:

Extended rate locks up to 12 months for new build and inventory homes

Customizable jumbo loan options with varying down payments

Bridge-type Loans – Potentially allowing you to pull equity from current home or investments to use for your new home

Other customizable and curated options that best fit for you

With historically low inventory in the Collierville area, new construction homes closing within 30, 90, and 180 days, and competitive rates for these homes, there’s no better time to purchase the Magnolia home of your dreams!

Contact us for more information and we will put you in touch with the best lenders in the game! ‘


Contact us to meet with one of our new home specialists!

Kelsey Alcala
Online Sales Counselor

Call : 901-309-0710
Text : 901-403-6808

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